Eliminate Your Fears And Doubts About Abercrombie & Fitch Credit Card

Abercrombie & Fitch Credit Card is a store card, specialized for shopping in Abercrombie & Fitch lifestyle retailer. You are capable of buying all your casual clothing needs in one place by using the Abercrombie credit card.

Comenity Bank is the provider of the credit card. At first, Comenity Bank started its operations under Alliance Data. Moreover, Comenity is a financial service supplier all over the United States. Currently, the bank has more than 125 credit card programs.

Apart from that, the A&F credit card does not collaborate with any global network. Such as Amex, Visa, and MasterCard. Nonetheless, you will enjoy various rewards and benefits with the card.

Abercrombie & Fitch Credit Card Rates & Fees

  • $0 Annual Fee.
  • Purchase APR (Fixed APR) is Starting at 26.74%.
  • No Balance Transfer Fee or Advance APR.
  • The Returned Payment Fee is $25.
  • The late Fee Amount is $38.

Abercrombie & Fitch Credit Card Approval Odds

First of all, you should be a resident of the United States to apply for the card. Additionally, you must possess a valid identity card and a valid Social Security Number. In the meantime, your credit score must be between 650-850. Finally, your age should not be less than 18 years to increase your approval odds.


  • Birthday Surprise

Not many credit cards are offering a birthday offer. But Abercrombie & Fitch Credit Card is ready to surprise you. All cardmembers are eligible to receive a surprise gift on their birthday. Get ready to receive an email from the Abercrombie & Fitch, mentioning your present. It could be anything between a free product or an item and a special discount.

  • Online Account Management System

Currently, most of the credit cards are providing online access under various limitations. But the A&F credit card offering you full accessibility to your account. You can keep tracking your payments, settlements as well as maintaining the account balance. 

  • Alert System on Payments

If you are a busy person, it would be bothersome to do regular checkups on your payments. You do not need to worry about your due dates of the payments anymore. The A&F card will notify you in advance about the settlements. Due to that, you will not be liable to the penalty fees.


  • Lesser rewards

According to Abercrombie & Fitch credit card reviews, you may not receive many rewards as in other cards. Current credit cards are offering rewards under different names. Some of them are Cashback and sign-up bonuses. But, if you are an A&F cardholder, you cannot receive those rewards.

  • Higher APR

26.74% is not a low value comparing with other interest rates of the market. Since A&F is a store card, the higher interest rate will discourage people from getting the credit card. Because the card has a limited usage only inside the Abercrombie & Fitch stores.

How to Apply for Abercrombie & Fitch Credit Card?

The Abercrombie and Fitch credit card application was available on the official A&F card page. Unfortunately, the card does not accept new applications since 05/01/2020. Otherwise, like other credit cards, you could have applied for a new credit card. 

However, the existing cardholders may enjoy the online management facility, as mentioned earlier. They can use their Abercrombie credit card login and settle their Abercrombie credit card payments in a few steps.

Abercrombie Kids’ credit card is also another product focusing on the Kids category of the  Abercrombie and Fitch customer base. But still, it is doubtful whether the credit card program is still available.

Customer Care

lease contact a customer service agent through 1-800-695-9583 and TDD/TTY: 1-800-695-1788 to increase your credit limit and for other clarifications. In addition to that, you should get the assistance of a customer service agent to close down your account.(Recommended Store Cards are frys credit card, stein mart credit card , ducks unlimited credit card, blair credit card)

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