Walter Chrysler. The founder of one of the “Big Three” Automobile manufacturers in the United States. If you are a vehicle lover, there’s no doubt that you ever heard of Chrysler, Dodge, Jeep, or Ram credit cards. Now we are going to dig deep on the Dodge DrivePlus MasterCard.
First National Bank of Omaha is the issuer of the Dodge MasterCard. Initially, the bank started its operations in 1865. Moreover, First National of Nebraska is the parent organization. Except for credit cards, they serve free checking, home mortgages, commercial banking as well as wealth plans.
Dodge is a MasterCard and also known as gas, Store, and a travel card, usually holds its exceptional benefits and rewards all over the world. In a particular way, you are open to the world with minimum restrictions. You may use the card anywhere the MasterCards are accepting.
Dodge MasterCard Rates & Fees
- Regular Purchase APR & Balance Transfer APR is 15.99% to 26.99%. The rate depends on the creditworthiness.
- Cash Advance APR is 26.74% and based on the Prime Rate.
- Foreign Transaction Fee is 3% of the amount.
- Late Payment Penalty Fee is up to $39 & Return Payment Penalty Fee is up to $35.
Dodge MasterCard approval odds
The most important thing is, you must be a resident in the United States to apply for the card. Additionally, you should possess a valid government identification card and a Social Security Number. Apart from that, your age must be at least 18 years to be eligible for the credit card. Finally, in relevance to the Dodge MasterCard reviews, your credit score should be between 700-850.
Benefits
- Cashback:
You can save a lot of money by using the credit card as a payment option for the majority of your expenses. For every dollar you spend on Chrysler dealerships, you may get 3 points. Besides, you can earn two points on every travel relating expenditure when paying with the Dodge credit card. Not only that but also, all the other expenses, you will receive one point for one dollar. You may redeem your points in Chrysler dealerships.
- MasterCard Highlights:
The card is carrying various options and rewards under the global network signature. ID theft protection and the zero fraud liability are few of them. In addition to that, the card allows you to balance transfers, foreign transfers as well as advance payments through your Dodge MasterCard login. Even though you leave the country a while, the Dodge card is ready to serve anywhere in the world.
Drawbacks
- Strict requirements:
The card is requiring a clean credit history as well as a higher credit score to apply for the card. When comparing with the other credit cards in the market, the line of approval is higher than the average level. Even before applying for the card, many people are getting disqualified from having the card.
- Higher interest rates and charges:
Almost all the charges are soaring in relevance to other credit facilities. Higher foreign transaction fees, a 5% cash advance fee, and the balance transfer fee are some of the examples. If you do not settle your liabilities within the billing statements, your cost will increase by $39. You should bear all these charges if you are willing to enjoy all the Dodge MasterCard rewards.
Application Requirements
The accuracy of your application is crucial to get accepted by the bank. Please make sure to submit correct details of you, your income as well as your employment history. By visiting the official website of the First National Bank of Omaha, you may find the application as well as the status of your request after submitting it.
As mentioned earlier, all your Dodge MasterCard payments may process by online, by mail or by a telephone call to the bank.
Customer Service
Please call 888-295-5540 to acquire more details about the credit limit increase, cancelation of the account, or any other clarification regarding the Dodge credit card. The service is active on 24×7.
Why Dodge DrivePlus MasterCard?
High-risk high-return is the main logic behind the credit card. If you are ready to bear the charges, massive benefits are on your hand. However, Dodge is not a good option if you are working on building your credit. Because, it is mandatory to have a fair credit score, at least 700, to apply for the card. if you are looking for a more vehicle-related credit card then quick lane credit card and Ford Credit Card are recommended credit cards for you.