The Ultimate Revelation Of Havertys Credit Card [Review]

In 1885, the Haverty Furniture Companies Incorporation started to operate as a retail furniture company. Currently, it has 120 locations with a customized credit card. It is the Haverty Credit Card. You can easily select your furniture requirements for living rooms, bedrooms, dining rooms, home offices, media rooms as well as accessories under one roof.

Moreover, Synchrony Bank is the provider of the Havertys Credit Card. The bank started its operations in1988. The parent organization is Synchrony Financial. At present, it offers High Yield Savings, Money Market Savings, and many other products.

Furthermore, Havertys Credit Card is a store card does not collaborate with Visa, Amex or MasterCard or any other global network. Anyway, it will not be an issue for you to gain maximum satisfaction from the card.

Havertys Credit Card Rates & Fees

  • The APR for purchases is 29.99%.
  • The minimum interest charge is $2.
  • The Late Payment fee is applicable up to $38.
  • $0 Annual Fees.

Havertys Credit Card Requirements

As usual, the first thing to remember is you must be a resident in the United States to apply for the card. And also, you should possess a Social Security Number & a valid government-issued identity card. In the meantime, your age must be at least 18 years old. The final requirement is the credit score. For applying for a Havertys Credit Card, your credit score must be 630.

Benefits

  • Online Account Management:

The Synchrony bank created an online surface to take care of your account in an easier way. After getting approval for the card, you will receive a personal Havertys credit card login. Then, your credit card payments, settling bills can process in a few seconds. You may save valuable time and money because of the new facility.

  • Special Funding Programs:

Bases on your purchase value, the card will offer you special financing options under different time categories. The option is available in 36 months and 60 months. However, make sure to settle your due amounts at least two weeks before the billing cycle to avoid penalty payments.

Drawbacks

  • Limited usage:

The card is a specialized store card focusing on Haverty products. You cannot use the card outside the accepted stores. People do not buy furniture repeatedly, like perishable goods. Which means that the card cannot use regularly. Having a Havertys Credit Card is good for buying a bunch of furniture together at once. But not all the time.

  • No International Connection:

As mentioned earlier, the card does not have any global signature. Unfortunately, you are incapable of experiencing vehicle insurance, rental insurance, or emergency help coming up with global networks. Not only that but also, the card cannot perform foreign transactions either. If you are going to stay abroad for a long period, think about having a Haverty credit card.

How can I get the approval on the application?

The most important thing is the accuracy of the application you are going to submit. When filling your personal information, income details, housing data, as well as employment history, perfection is mandatory. You may find the application online. Or else, by visiting the nearest Haverty showroom, you may apply.

To check your application status, please call  866-396-8254. Besides, to change your credit limit on the card, you can send a request via your online account.

Customer Service

According to Havertys’ credit card reviews, the bank is providing excellent client support. The available number is 877-295-2080. In case if you need to cancel your credit card, please request assistance from a customer service agent.

Why Havertys Credit Card?

Do you need to process with a mass purchase in furniture? Maybe it is for your workplace or your home. That is the best time to approach the Havertys Credit Card. Despite that, you should try another card that helps you with saving your money and time.

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