Eliminate Your Fears And Doubts About Iddeal Credit Card [ Review ]

If you are into jewelry and ornaments, you may want a credit line that ensures you pick your dream chains on the spot. And here is where you find Iddeal credit card invaluable. Most jewelers accept it all over the country. Further, the card is serviced by a robust financial institute with experience in the credit card market – Comenity Capital Bank. 

Not only will the card give you a favorable repayment duration for your jewelry purchase, but it also affords a wide range of personalized yet simplified payment methods. You can even select from meager equal monthly payment proposals fitting into your budget. 

Applying for the card is fast and straightforward, harnessing the privacy of the internet. And you grow your credit score in the process, allowing you to qualify for a more considerable credit. You are hence, not alone on seeking more details of this card. 

Below are some of the features you get from using Iddeal Credit cards

  • $0 annual fees
  • Allows foreign transactions
  • Allows late payment
  • Reports to CRBs 
  • Secure online card management
  • 24/7 online shopping

Credit card benefits 

  • Accepted by most major jewelers and gift shops
  • Simplified monthly repayment
  • Offers promotions in participating stores
  • No hidden credit card fees
  • An extended grace period of 25 days
  • Convenient online application 
  • Waive interest charges on some cases
  • Doesn’t charge for prepayments

 Cons

  • High purchase APR of 29.99%  
  • No intro bonus or APR
  • Charges returned payment of $40

What are the credit card application requirements?

Apply for an Iddeal credit card application online by filling your names, SSN, Date of birth, and ZIP code. You should note your annual income in this form.   

Credit card approval process and activation and application status 

  • Processing time: The card takes about a week to reach your address after application. 
  • Application status: You can check your Iddeal credit card application status by calling the Comenity Capital Bank at 1-855-408-1662.  

How to check balance or balance transfer?

Perform an Iddeal credit card login process to check your balance online using the Comenity website. The portal also allows you to transfer funds from your checking account into the credit card.   

How to increase the credit limit? 

The Iddeal credit card payment allows you to consolidate a positive credit rating. It offers you a comfortable financing option for your expensive novelties using an array of convenient methods. 

Further, the card reports your transactions to credit reference bureaus. Hence, you build a more influential credit history in the process of utilizing this card.

Credit card reader: The card does not have a security chip that allows linkage to a card reader. 

Customer service?

Connecting to Ideal credit card Customer service is through phone, mail, and email. You can call toll-free 1-888-819-1918 anytime. Here are many other lines for account disputes, billing errors, credit reporting, etc. You can also walk into any of the participating stores and seek support.    

How to cancel the credit card?

To end the use of your Iddeal credit card, call the Comenity Capital Bank customer care line or drop an email with such a request for assistance.  Recommended jewallary Credit Cards are  Helzberg Credit Card  , Pandora Credit Card  

 

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