Mission Lane credit Card : Rebuild Your Credit After Filing Bankruptcy [ visa card login | App | Review ]

The Mission Lane credit card spun off from the LendUp. This credit company has grown vastly since 2012 and owned by Transportation Alliance Bank.

The new outfit – Mission Lane credit card – takes advantage of its personal finance and consumer credit prowess while using a digital platform.

  • The Card charges an annual percentage rate of between 21.74% to 31.74%.
  • You get an introductory 0% APR if you get an invite from the firm.
  • The late payment charge is $25 for the first instance and $35 in the subsequent occurrence. The amount ticks after the 23rd day of the payment cycle. Consistent lateness hampers your credit limit increment.
  • Mission lane card com annual renewal fee is $59. but if you’re using it for cash advances, then the annual fee jumps to $75. ( alternatives:   IKEA Credit Card hasn’t any annual fees, Hobby Lobby Credit Card has less annual fees )
  • You can use the card for foreign exchange transactions but will be charged a 3% commission for any transaction made outside the US. 
  • How to do the Bill payments or settlement: Simply use your phone to access mission lane card login and clear your bills virtually. 
  • Credit score: The Mission lane card lets you grow your credit score without parting with any deposit as a security.  
  • Amex, visa or master card availability: The mission lane card com activate your credit to millions of outlets donning visa logo. 

Mission Lane credit Card Pros  

  • You can use the card for forex transactions as well as shopping while outside the US. For these services, you will be charged 3% of the total foreign transaction value,
  • Credit limit or over the limit: The Mission Lane credit card doesn’t penalize you for over the credit limit expenditure. But you should be keen so as not to jeopardize your credit improvement odds   
  • Mission Lane credit card offers cash advances up to a quarter of your maximum credit limit.
  • Virtual credit card offer: The Mission lane credit card app enables you to manage your credit card function from your phone.
  • By signing in on the app, you can transfer cash from the bank to your card and verse visa.
  • You get a free collision damage waiver on auto rental insurance when you use the Mission Lane credit cards.
  • You can pay for your gas using the card.
  • The card offers complimentary free video training materials on savings, credit use, and money matters.

Cons:

  • The mission lane card com does not get you any sign-up bonus. 
  • The mission lane credit doesn’t offer any fancy rewards.
  • Expensive cash advance fee of 7%
  • The card does not provide any points on shopping. 
  • Late payment penalty of $25
  • An expensive renewal fee of between $59 and $75.

What are the credit card application requirements?

You receive an invitation to join the Mission Lane credit card fraternity. Alternatively, you can make your application and apply for the card. if you want to do payments first log in to the web portal.

Credit card approval process, activation and application status 

  • Processing time: When you get an invite for the mission lane card pre-approval, you also receive a text with a 12 digit on your phone to activate your card immediately to start registration.  
  • Application status: Otherwise, you can apply and remain on the waitlist. If you had previously made an application, you could confirm your application status by conducting a mission lane card login through keying in your name, phone number, and social security number. 

 How to check balance or balance transfer?

You can check your mission lane card balance and even transfer funds using your phone through the mission credit card app

How to increase the credit limit?

Mission lane credit card reviews confirm that increasing your credit limit is quick. Provided that you settle your dues within the subsequent twenty-two days of the bills becoming due. your credit limit quickly increased subsequently.  also improving your credit rating.   

Credit card reader: the card allows card reader functionalities so that you can swipe and use your PIN for more secure transactions.

Customer service?

Mission Lane card com activate process is easy. You can contact the customer care via a toll-free number to tackle a card complication instantly.  

How to cancel/closing the credit card?

You can request Mission Lane LLP for the cancellation. but if you do not want to use it further, or you can simply refuse to renew if after expiry. Another way is to surrender it to any merchant after expiry.  

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