Eliminate Your Fears And Doubts About Petal Credit Card [Review]

Petal Credit Card is a Visa card offered by WebBank Incorporation. Petal Credit Cards encourage responsible money spending habits with terms and conditions. If you have a bad spending habit, Petal will help you to solve the issue.Moreover, WebBank started its business in 1997. In addition to that, the subsidiaries of the WebBank are working Capital Solutions Incorporation and National Partner

Petal Credit Card Rates and Fees

  • Introductory Balance Transfer Annual Percentage Rate is zero.
  • Regular Balance Transfer Annual Percentage Rate will vary from 14.49% to 25.49%. The rate can be changed due to market conditions.
  • No Balance Transfer Fee is applicable for the Petal credit card.
  • Penalty Annual Percentage Rate is 0%.
  • No Late Fee is applicable for the credit card.
  • The Returned Payment Fee is zero.
  • They do not charge an Annual Fee on additional cards.
  • They do not charge a fee for Foreign Transactions.
  • Cash Advance Annual Percentage Rate is 0%.
  • No Cash Advance Fee for Petal Credit Card.
  • The annual Fee is $0 for the credit card.
  • Credit Limit is between $500 – $10,000.


  • Must be a citizen in the United States.
  • You should have a social security number.
  • Age should not be less than 18 years.
  • Required Credit Score is 630 – 850.

Benefits of Petal Credit Card

  • The ideal model is the first credit card for a new user.
  • No Annual Fee is available, No late payment fees, No Foreign Transaction Fees or, no over limit fee.
  • You do not need a good credit history for applying for the card.
  • No Security deposit is needed.
  • 1% cashback available under eligible purchases.
  • 1.5% cashback option after 12 on-time monthly payments.
  • No charges are applicable to link the credit card to Venmo.
  • Auto Rental Collision Insurance, Roadside Dispatch Services, and Theft coverage are included under Visa card benefits.
  • The spending planner app is available for the Petal Credit Card.


  • Annual Percentage Rate is high on purchases.
  • If you are struggling with credit, this is not the best option.
  • No sign-up bonus is available for Petal Credit Card.

How to Apply for the Petal Credit Card?

You can apply for a Petal Credit Card through the website. This will take about 15 minutes to complete. Basic personal information, earning and savings details are required to process the application. They do not accept applications through phone or e-mail. You can process your bill payments and settlements through your online account. if your application is approved then you can access their website using Petal Credit Card login page. 

Customer Service

The number you should dial is 1-855-697-3825. They will help you with the problems regarding Petal Credit Cards. You can call this number on working business days. Otherwise, you can email your issues to [email protected]. They will reply to you with the solutions.

How to Cancel?

First, you should give a call to customer service. Do not forget to cancel all the automatic charges or subscriptions. Pay the outstanding balances on your credit card. Now you are free to cancel your credit card.

N.B: this card has stopped accepting new applications. Best Recommended credit card for your shopping purposes.  recommended credit card Haband credit card